About to order 2 Apple Watches - AppleCare+ ??

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about order 2 apple watch ss models - 38mm white sport band wife, , 42mm black sport band myself. spending $138 on both watches applecare+ worth it, or wise investment? or apple's standard 1 year warranty enough? electronic defects occur within year, i'm curious , reaching out here - thanks!
 

to me, think benefit of ac+ 2 occurrences of accidental damage covered. didn't order watch going store purchase when receive watch.
 


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